Broker Channel Strategy Interim Report

Section 1

Meridian Advisory · Confidential · Synthetic demonstration document — fictional client

Broker Channel Strategy — Interim Report

Client: Pinecrest Insurance · Engagement: Broker channel strategy · Issued: 9 October 2026 · Engagement partner: Maya Chen

Section 2

1. Purpose of this interim report

This report summarises findings at the midpoint of the broker channel strategy engagement (1 June to 18 December 2026). Final recommendations will follow in December.

Section 3

2. Findings to date

Pinecrest works with 640 brokers, but 72 brokers produce 61% of written premium. Broker satisfaction is lowest for ease of doing business (score 5.9 out of 10), driven by slow quotes and inconsistent appetite guidance.

Broker segment | Brokers | Share of premium

Strategic partners | 72 | 61%

Core | 190 | 31%

Long tail | 378 | 8%

Section 4

3. Emerging recommendations

Segment broker service by value: dedicated underwriting teams for strategic partners, a digital quote-and-bind portal for the long tail, and clear published appetite guides. Commission structures will be reviewed in the second phase.